Stop Loss
Stop-Loss Assistance for Peace of Mind
IBA Understands That Setting the Proper Risk Exposure Is Key to Establishing an Effective Self-Funded Plan
- IBA works closely with each individual client to establish their proper risk exposure and tolerance levels
- With our long-established relationships among the largest and best known A-rated Stop-Loss carriers, IBA clients benefit with the most competitive rates in the marketplace
- IBA can guide you in determining Specific Stop-Loss levels to protect against individual catastrophic claims or Aggregate Stop-Loss to protect against claims exceeding a predetermined total dollar limit for the group
- Unlike other carriers, IBA works with a stable of reinsurers including XChange Benefits/US Fire, HCC Benefits, Symetra, Sun Life, Gerber Life, Optum, HM, and Nationwide and is skilled at delivering the best stop-loss rates available